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Co-signer – A person who willfully indicators a loan agreement While using the borrower and partly assumes duty of repayment of the loan.

Secured loan – That is a loan the place the borrower will pledge his asset like a motor vehicle or household that can be sold if He's not able to fork out back the loan.

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Charge off – That is a bank card debt or loan and that is prepared off as becoming uncollectible from the borrower. This sometimes is the situation when the loan has long been offered or given the credit card debt to some selection agency. This credit card debt remains collectable.

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